Tag Archives: Janine Edwards

Diversification is key to successful investment

Diversification The discipline of diversification, in a financial sense, is one of which investors are being increasingly reminded given the volatile nature of global investment markets over the past few years. Furthermore, investors are now able to access a much … Continue reading

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Loan Plan – A Flexible Platform for the Future

For many people the desire to mitigate Inheritance Tax (IHT) can be tempered by their concerns over giving assets away. This could be as a result of: • Uncertainty regarding future plans and/or affordability • A lack of comfort, or an … Continue reading

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Is it still worth saving into a pension scheme?

Is it still worth saving into a pension scheme? Many investors will have been asking themselves that question following the announcement in last year’s Autumn Statement of yet more restrictions on tax reliefs on annual contributions and the size of … Continue reading

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Auto Enrolment: how prepared are you?

Auto Enrolment Although most employers won’t have their staging date until 2015/2016, there is a lot of work required in order to plan and prepare for Auto Enrolment. As an employer you will need to consider the cost implications and … Continue reading

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Are you willing to let Inheritance Tax damage your wealth?

Are you willing to let Inheritance Tax (IHT) damage your wealth? Recent changes to Inheritance Tax (IHT) have led to its impact potential broadening.  Once considered as a tax only on the very wealthy, IHT has the potential to affect … Continue reading

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Pension Contribution Opportunities

Pension Contribution Opportunities Since the start of the new tax year I have been advising clients in the position to do so, to maximise their contributions to their pensions whilst they have the opportunity to do so. Pension Annual Allowance … Continue reading

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Ensure your pension pot lasts as long as you do

Once in a blue moon your local newspaper salutes a local resident who has reached the grand-old age of 100. Yet by all accounts, local papers may soon have to devote an entire weekly page to people living to 100 … Continue reading

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Tax Year-End Planning

The end of the tax year is looming. Whilst planning for our financial futures should be a year-round activity, 5 April presents an immoveable deadline for actions which really are ‘use it or lose it’ opportunities. In these austere times, … Continue reading

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Last week I met with the three finalists for the ‘best customer services award’ in the Leicester Business Awards. I am sponsoring this particular award this year. The winner will be announced on Thursday evening. St. James’s Place Wealth Management … Continue reading

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Happy New Year

Happy New Year everyone. This week is of course everybody’s first full week back to normal after the festive period. Many of my clients are looking to start the year by reviewing their existing investments, pensions and protection policies as well as … Continue reading

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