Tag Archives: Janine Edwards

Seize the day – opportunities to build and protect capital before the end of the tax year

From pension savings to estate planning, the end of the tax year offers an array of opportunities to build and protect capital. The last few weeks have been incredibly busy as clients look to maximise the opportunities to save more … Continue reading

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Keeping the faith – What does 2014 hold for investors?

Keeping the faith – What does 2014 hold for investors? After a strong run for equity markets, investors will be hoping that 2014 sees a transition to a sustained economic recovery. More than five years after the financial crash, many … Continue reading

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Facing the future

Facing the future Searching questions about our saving and investment habits need to be answered as the gap between needs and reality widens. These days we are likely to live longer, healthier lives. The Office for National Statistics predicts that … Continue reading

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Profit extraction for new businesses

Profit extraction for new businesses Given the current economic climate, many clients are investigating the opportunities of working for themselves. It is therefore absolutely imperative that, if you are considering such a move, you are fully briefed on the most … Continue reading

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The single-tier State Pension – the case for change

The case for change In his foreword to the government’s proposals (Source: The single-tier pension: a simple foundation for saving) to reform the State Pension scheme, the Minister of State for Pensions, Steve Webb, refers to the simplicity of the … Continue reading

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Investment income and growth

Investment income and growth Interest rates have been frozen at a historic low for more than four years. Conversely, inflation and taxes remain high. As a consequence it’s now very difficult to find a savings account that will earn sufficient … Continue reading

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Gifting surplus income

A prominent area of discussion with clients is Inheritance Tax planning, and although there are several plans available to mitigate one’s IHT liability depending on the individual client circumstances, it is essential to not miss the basic opportunities which are … Continue reading

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Philanthropy: How your giving can achieve more

Philanthropy: How your giving can achieve more The wealthy have a long tradition of philanthropy with today’s generous benefactors, like Bill and Melinda Gates and Lord Sainsbury, continuing the tradition established by industrialists like Joseph Rowntree and Andrew Carnegie. Their … Continue reading

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Diversification is key to successful investment

Diversification The discipline of diversification, in a financial sense, is one of which investors are being increasingly reminded given the volatile nature of global investment markets over the past few years. Furthermore, investors are now able to access a much … Continue reading

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Loan Plan – A Flexible Platform for the Future

For many people the desire to mitigate Inheritance Tax (IHT) can be tempered by their concerns over giving assets away. This could be as a result of: • Uncertainty regarding future plans and/or affordability • A lack of comfort, or an … Continue reading

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